Identity Verification API


Fortesium’s Identity Verification Interconnector API allows a simple interface to the 3rd party verification services. To provide a complete solution Fortesium will enhance and integrate this API into your current software system.

Introduction

Organisations need to be vigilant in knowing their customer. Where this was once of major concern to banks, especially the increased risk of fraud, this has now become a real and present issue for all organisations.

The solution is to reduce the risk of identity fraud in a cost effective manner.

Identity Verification

There are several online services that specialise in electronic identity verification. These companies provide a range of different services such as:

  • Identity record check cross-references your users’ details against a range of verified global databases and credit reference agencies.
  • Document check ensures that your users’ identity documents haven’t been forged, digitally tampered with, lost or stolen.
  • Facial check reduces the risk of impersonation fraud. By comparing the photo on a user’s identity document with a selfie, they make sure your users really are who they claim to be.

The days of scanning and emailing passports are gone. Their meticulously designed verification flow fits neatly into your user journey and takes less than 60 seconds.

What Fortesium provides

Fortesium’s Identity Verification Interconnector API allows a simple interface to the 3rd party verification services. To provide a complete solution Fortesium will enhance and integrate this API into your current software system.

Flexibility v Cost

The 3rd party verification services provide a range of different checks depending on your precise needs. For example the basic service would allow for the checking of a persons’ address. A more advanced check provides for a picture to be facially recognised either by upload or in real time where the person takes their own picture via a web cam or mobile phone. The service also allows documents like passports to be uploaded where they are checked for their authenticity by exact pixel imagery against a known original. In addition the service can check that the person has a right to work here in the United Kingdom.

Obviously the more detailed the check the higher the per check cost. These range from 15p to £25 per check.

How it works

Fortesium will initially focus on the clients business requirements for identity management. Once this has been completed Fortesium will undertake a detailed study on the modifications needed to the clients systems, both software and business processes.

Fortesium will undertake the necessary software modification to call the Fortesium Identity Verification Interconnector API which in-turn calls the 3rd party verification company. The returned results will be processed and either the verification will have been successfully completed or the software system will reject the verification and take the appropriate action required. This might require a more comprehensive or manual check.